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Mortgage Rate Outlook San Antonio 2025

As of March 31, 2025, the mortgage rate outlook for San Antonio, Texas, in 2025 is shaped by a mix of national trends, local economic factors, and recent market developments. While I can’t predict exact rates with certainty, I can provide an informed outlook based on current data and expert forecasts available up to this point.

Nationally, mortgage rates have been influenced by the Federal Reserve’s monetary policy and economic conditions. After peaking at 7.79% in October 2023, the average 30-year fixed mortgage rate has gradually declined, hovering around 6.5% to 6.8% in early 2025, according to sources like Freddie Mac and Bankrate. The Fed’s rate cut in September 2024—the first significant one since the pandemic—has set the stage for a potential downward trend, though rates remain elevated compared to the ultra-low levels of 2020-2021. Experts from Fannie Mae, the Mortgage Bankers Association (MBA), and Wells Fargo have forecasted a slow decline through 2025, with 30-year fixed rates possibly dropping to 6.0%–6.2% by year-end, assuming inflation cools and the Fed implements additional cuts.

For San Antonio specifically, mortgage rates tend to align closely with Texas and national averages, as the city isn’t a high-cost outlier like Austin or coastal markets. As of early 2025, Bankrate reports Texas 30-year fixed rates at around 7.00%, with 15-year fixed at 6.38%. Local lenders, such as Texas United Mortgage, cited rates as low as 5.75%–5.875% for 30-year fixed loans in March 2025, though these assume optimal conditions (e.g., high credit scores, 20% down payment, and rate locks). San Antonio’s affordability—median home prices around $250,000–$300,000—means borrowers may see slightly better terms than in pricier metros, but rates are still tied to broader market forces.

Looking ahead to the rest of 2025, several factors will influence San Antonio’s mortgage rate trajectory:

Federal Reserve Policy: If the Fed cuts rates again (experts predict 1-2 more quarter-point reductions), mortgage rates could dip below 6.5% by mid-2025 and approach 6% by Q4, per MBA and Fannie Mae projections. However, persistent inflation or economic surprises could keep rates in the high-6% range.

Local Housing Market: San Antonio’s market has cooled, with a 3.9% price drop year-over-year (Redfin, February 2025) and inventory at a 4.3-month supply. Increased supply and slower sales (74 days on market) may pressure lenders to offer competitive rates to stimulate buying, potentially shaving a few basis points off national averages.

Economic Growth: San Antonio’s diverse economy—military bases, tourism, and energy—supports steady job growth, which could sustain housing demand. However, if national recession fears materialize, demand might soften, nudging rates lower as lenders compete for fewer borrowers.

Expert consensus leans toward a gradual decline. Realtor.com’s roundup suggests rates could hit 5.9%–6.2% by Q4 2025, with Freddie Mac anticipating a boost in refinance activity as rates ease. For San Antonio, this might translate to 30-year fixed rates starting 2025 around 6.5%–6.8% and trending down to 6.0%–6.3% by year-end, assuming no major economic shocks. Adjustable-rate mortgages (ARMs), currently near 7.2% nationally, might see similar declines but remain less popular in a cooling market.

In summary, San Antonio’s 2025 mortgage rate outlook points to a modest decrease from early 2025 levels, likely settling in the low-6% range by December, driven by Fed actions and local market dynamics. For the most accurate picture, lock in rates with a local lender as conditions evolve—rates can shift daily based on new economic data.

Let us know if you are looking for undermarket value properties in San Antonio. Listings coming soon!

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San Antonio 2025 Market Update

As of the latest available data leading into March 31, 2025, here’s an update on real estate sales in San Antonio, Texas, based on trends and insights from recent months:

In October 2024, the San Antonio real estate market experienced a significant uptick in sales activity. According to the San Antonio Board of Realtors (SABOR), home sales in the San Antonio metro area surged by 19% compared to October 2023, with 2,906 homes sold. This marked a notable increase in transaction volume, reflecting strong buyer demand despite broader economic factors like high interest rates. Statewide, Texas saw an 11% increase in home sales year-over-year for the same month, indicating that San Antonio outperformed the state average.

Home prices in San Antonio have shown some variability. The median home sales price in November 2024 was reported at $299,990 by SABOR, a 2% increase from November 2023. However, other sources, such as Zillow, noted a 2.4% drop in annual average home values from 2023 to 2024, with the average home value in the San Antonio metro area pegged at $280,313 as of November 2024.

Earlier in the year, Redfin reported a median sale price of $250,000 in February 2025, down 3.9% from the previous year, suggesting a cooling trend in some segments of the market. Meanwhile, the Texas Real Estate Research Center reported a slight 0.3% increase in the median price to $306,624 in October 2024. These mixed signals indicate that while sales volume is robust, price trends may depend on specific neighborhoods and property types.

Inventory levels have also been a key factor. Active listings in San Antonio remained relatively stable in October 2024 at around 14,000, with no significant month-over-month change reported by the Texas Real Estate Research Center. However, earlier data from February 2024 showed a 12.9% increase in supply compared to January, totaling 7,991 homes for sale, and by mid-2024, the market had a 4.3-month supply, tilting slightly toward a buyer’s market according to U.S. News. This suggests that while inventory has improved, it hasn’t flooded the market, maintaining a balanced dynamic.

Looking ahead, forecasts for 2025 suggest a continued softening of home prices. Local real estate experts cited in various analyses predict a modest decline, with a projected drop of about 1.7% by July 2025, following a 1.3% decrease by October 2024. Zillow’s broader outlook anticipates low and slow home value growth nationally (2.2% for 2025), with San Antonio expected to see fluctuations but potentially aligning with this cooling trend due to increased inventory and moderating demand.

In summary, San Antonio’s real estate sales in late 2024 showed strong growth in volume, particularly in October with a 19% year-over-year increase, though prices have displayed some downward pressure into early 2025. With inventory stabilizing and a slight shift toward buyers, the market remains active but may see more moderate growth or slight declines in home values as 2025 progresses. For the most current month-to-month updates beyond October 2024, local sources like SABOR’s monthly reports would provide the latest specifics as they become available.

As prices soften, we think there will be more undermarket value san antonio properties coming onto the market. Stay tuned for real estate properties in San Antonio on this site soon!

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Forney Living: A Guide to Community Life

Texas is growing quickly, and many Americans are considering to relocate to the Lone Star State. The Dallas area is hugely popular because of its economy, thriving social scene, job base, and international airport. Forney, TX is becoming a particularly popular spot for families to call home.

Are you looking for Forney, Texas houses for sale? You will want to learn about this beautiful and growing communty.

Forney, Texas, is a charming, bustling city located just east of Dallas that offers a unique blend of small-town community vibes and suburban convenience. If you’re considering a move or just curious about life in Forney, here’s a guide to what community living looks like in this growing town as of 2025.

Tight Community And Family Friendly

Forney is known for its tight-knit community and family-friendly atmosphere. With a population that’s been steadily increasing—now around 35,000—it strikes a balance between rural tranquility and access to urban amenities. The city’s proximity to Dallas (about a 30-minute drive) makes it appealing for those who want a quieter lifestyle without being too far from big-city opportunities.

Diverse Housing Stock

Housing in Forney is diverse, ranging from affordable single-family homes to master-planned communities like Devonshire, which offers a picturesque, English countryside-inspired setting with ponds and stone towers. The median home price is around $371,000, though this can fluctuate with the market, and homes tend to stay on the market for a couple of months, reflecting a steady but not rushed demand. Forney TX real estate is selling well and the market is on the upswing in 2025. Neighborhoods often come with perks like pools, parks, and trails, fostering a sense of belonging among residents.

Education Is A Top Priority For Residents

Education is a big draw here. Forney Independent School District is highly regarded, earning an “A” rating and expanding to meet the needs of a growing population. New schools, like The Opportunity Center (opened in 2023), blend career, college, and community education, preparing students for a variety of futures while doubling as an event space for locals. With plans to double the student population by 2030, the district is proactive about keeping up with Forney’s growth.

Plenty Of Community Activities And Venues

Community life thrives through local amenities and events. Forney Community Park, a sprawling 170-acre space, is a hub for recreation with sports fields, a splash pad, and the Spellman Amphitheater, which seats 5,000 and hosts concerts and movie nights. Downtown Forney adds a quaint touch with its Antique Row—once earning the town the title “Antique Capital of Texas”—alongside boutiques, diners, and a trendy coffee shop. Annual events like art festivals and farmers markets keep the area lively and connected.

Beautiful Nature

For those who enjoy nature, Forney’s got you covered. Hay bales and grazing cows dot the landscape near some neighborhoods, and Lake Ray Hubbard, just a short drive away, offers boating and fishing. The pace of life here allows for both relaxation and engagement—whether it’s a playdate at the park or a quiet evening at home.

People Know Their Neighbors

Socially, Forney feels neighborly. About three-quarters of homes are owner-occupied, and the average household size is around three, suggesting a stable, family-oriented base. Residents often cite the ease of making friends, whether through spontaneous meetups at Chick-fil-A or organized community gatherings. Places like Community Life Church (c|Life) offer a welcoming spot for connection, with a relaxed vibe and events that draw people together.

Plenty Of Shopping And Restaurants

Forney has tons of shopping and eateries. The essentials are covered without feeling overwhelming. You’ll find grocery stores, dining options (from BBQ joints like 4-T’s to Mexican spots like Rio Lerma), and healthcare nearby, all accessible without hopping on a highway. For bigger needs, Mesquite or Rockwall are 20 minutes away, and Dallas is a manageable commute.

The lifestyle here suits those who value simplicity with a dash of growth. It’s not a bustling metropolis, but it’s far from stagnant—new homes, schools, and even a fire station are popping up as Forney evolves. It’s a place where you might experience boredom in the best way, giving space for creativity and real connection over constant distraction.

In short, living in Forney means embracing a community that’s rooted in tradition yet adapting to a modern influx of residents. It’s a spot where you can enjoy a slower pace, solid schools, and a friendly vibe, all while keeping Dallas within reach. Whether you’re raising a family or just looking for a change, Forney offers a slice of Texas life that’s hard to beat.

We will soon offer Forney TX real estate on this site, so stay tuned!

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Forney Real Estate Market Outlook: Predictions for 2025

Are you looking for Forney TX real estate? The real estate market in Forney, Texas, for 2025 is largely influenced by the broader Dallas-Fort Worth (DFW) metroplex, a region experiencing significant growth and economic vitality. As of March 2025, here is an overview of the marekt for Forney TX real estate.

Forney, located in Kaufman County just east of Dallas, has become a hotspot for homebuyers and investors seeking affordability, suburban charm, and proximity to the booming DFW area. The city’s population has been growing steadily, driven by its appeal to families and professionals relocating from urban centers like Dallas. This demand, coupled with ongoing development, sets the stage for a dynamic market in 2025.

Home prices in Forney are expected to see modest growth throughout 2025. As of early 2025, the median home price in Forney hovers around $306,000 to $310,000, depending on specific data points. Forecasts suggest a potential increase of 5-7% over the year, pushing the median price closer to $322,000-$330,000 by year-end. This growth is fueled by continued population influx, new infrastructure projects, and demand for suburban living. However, this appreciation is tempered by an increase in housing inventory, which could keep price surges in check compared to the rapid gains seen in prior years.

Inventory levels in Forney are rising, aligning with broader Texas trends. The DFW region saw a 30% increase in available homes in 2024, and Forney is benefiting from this shift, particularly through new construction. Builders are active in the area, delivering single-family homes to meet demand from families and first-time buyers. This uptick in supply—potentially adding hundreds of new units in 2025—may ease competition slightly, giving buyers more options and negotiating power than in the seller-dominated markets of 2021-2023. Still, demand remains robust, so Forney is likely to lean toward a balanced or slightly seller-favored market.

Mortgage rates will play a key role. As of now, 30-year fixed rates are around 6.5-7%, and projections for 2025 suggest they’ll stabilize in the 6-6.5% range. While not as low as the sub-3% rates of 2021, this stability could encourage more buyers to enter the market, especially if rates dip slightly mid-year. For sellers, this means homes may not fly off the market as quickly as before, with properties potentially spending 50-70 days on the market, up from the frenetic pace of prior years.

Rental demand in Forney is also on the rise, driven by young professionals and families not yet ready to buy. This trend supports a strong rental market, with investors likely to find opportunities in single-family rentals. Rents are expected to remain stable or grow modestly, reflecting the influx of new residents and the city’s appeal as a cost-effective alternative to Dallas.

Broader DFW dynamics bolster Forney’s outlook. The region is projected to be the hottest real estate market in the U.S. for 2025, thanks to its post-pandemic recovery, population growth (topping 8 million), and economic strength, including major projects like the Texas Instruments semiconductor plant in nearby Sherman. Forney benefits from this spillover, as its affordability—relative to Dallas, where median prices exceed $400,000—draws buyers eastward.

Challenges could temper this optimism for Forney TX real estate for sale. If mortgage rates climb above 7% again or if new construction oversaturates the market, price growth could stall or even dip slightly. However, a full crash seems unlikely given Forney’s strong fundamentals: job growth, population increases, and its strategic location within a thriving metro area.

In summary, Forney’s 2025 real estate market looks promising with moderate price growth, increased inventory, and sustained demand. Buyers may find more breathing room than in recent years, while sellers can still capitalize on a competitive market. Investors, particularly in rentals, should see solid returns. The key will be watching interest rates and construction trends as the year unfolds. Forney’s blend of affordability and growth potential keeps it a standout in the Texas landscape for 2025.

NOTE: This website is not a realtor. The information on this website is written by journalists and is for informational data only. Reach out to a real estate agent for more information. Text us at (210) 421-7533 or use our contact form for immediate contact with the listing agent for any property on our website.

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Kaufman County, Texas Booming For Dallas Families

Are you interested in a home in Dallas and looking for Dallas real estate? You can find wonderful homes at affordable prices in this booming suburb. See our new listing in Kaufman County, Texas.

Kaufman County, Texas, located just east of Dallas, has emerged as one of the fastest-growing counties in the state and the nation, making its real estate market an increasingly attractive option for homebuyers, investors, and developers. As of March 28, 2025, the county benefits from its proximity to the Dallas-Fort Worth metroplex, offering a blend of rural charm and urban accessibility that appeals to those seeking more affordable housing options outside the bustling city center.

With a population surge driven by new residents relocating from urban areas and beyond, Kaufman County has seen a corresponding boom in housing demand. This growth is reflected in the real estate landscape, where a mix of single-family homes, acreage properties, and new developments cater to a wide range of buyers. The median home price, hovering around $341,250 to $351,600 based on recent data, remains slightly below the national average, making it an affordable choice compared to neighboring counties closer to Dallas.

The housing market in Kaufman County has ample variety and opportunity. In December 2024, there were approximately 1,245 homes listed for sale, with a median list price of $334,806, indicating a stable yet competitive market. Homes here range from modest starter properties in towns like Kaufman and Terrell to sprawling custom estates on multi-acre lots in more rural areas, such as those near Forney or Crandall. The county saw 3,863 residential properties sold over the past year, showcasing strong buyer interest.

As of March 2025, properties typically stay on the market for about 114 days, suggesting a balanced pace where sellers can find buyers without excessive delays, though not at the rapid turnover seen in hotter urban markets. New construction is also a significant factor, with builders offering modern designs on generous lots—often one acre or more—appealing to those desiring space and privacy. However, the market has experienced a slight dip in inventory, with 0.2% fewer homes available in December 2024 compared to the previous month, hinting at tightening supply amid rising demand.

Kaufman County’s real estate appeal extends beyond affordability to its lifestyle offerings and investment potential. Neighborhoods like Forney, with a median home value of $342,517, and Heath, reaching up to $734,023, highlight the diversity in pricing and community types, from suburban developments to lakefront properties.

The county’s rural roots remain evident in its vast land offerings, with 782 properties listed for sale, including ranches and undeveloped acreage ideal for custom builds or recreational use. Despite this growth, challenges exist, such as the 18 properties currently in foreclosure, a small but notable fraction of the 63,174 total residential properties. For buyers, the cost of homeownership remains manageable—an annual income of roughly $84,000 supports purchasing a median-priced home with a 25% down payment.

As Kaufman County continues to grow, its real estate market stands out as a dynamic blend of opportunity, affordability, and potential, drawing attention from those looking to settle or invest in a region on the rise.

NOTE: This website is not a realtor. The information on this website is written by journalists and is for informational data only. Reach out to a real estate agent for more information. Text us at (210) 421-7533 or use our contact form for immediate contact with the listing agent for any property on our website.

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The Charm of University Park: A Neighborhood Profile

University Park, an affluent suburb nestled just north of downtown Dallas, Texas, is a charming and prestigious neighborhood renowned for its upscale lifestyle and strong community ties. University Park real estate is some of the most prestigious in this thriving north Texas community. Anchored by the esteemed Southern Methodist University (SMU), the area blends academic vibrancy with residential elegance, attracting a mix of families, professionals, and students.

Population

With a population of approximately 25,000 residents spread across 3.8 square miles, University Park offers a small-town feel despite its proximity to the bustling Dallas metroplex. The neighborhood is part of the Park Cities, an enclave that includes neighboring Highland Park, and is celebrated for its tree-lined streets, manicured parks, and architecturally impressive homes ranging from historic estates to modern luxury builds.

The housing in University Park reflects its status as one of Texas’s wealthiest communities, with a median home value exceeding $1.3 million. The real estate market features a diverse array of properties, from sprawling mansions in exclusive areas like Volk Estates to more modest, yet still upscale, single-family homes closer to SMU.

Many of the original homes, built in the early 20th century as the neighborhood grew around the university, have been renovated or replaced with contemporary designs, catering to the tastes of affluent buyers. This blend of old and new contributes to the area’s unique character, offering a suburban tranquility that’s just minutes from Dallas’s cultural and business hubs.

Education

Education is a cornerstone of University Park’s appeal, with the Highland Park Independent School District (HPISD) serving the community and consistently ranking among the top public school systems in Texas. The district includes several elementary schools, a middle school, and Highland Park High School, all within walking distance for many residents, fostering a tight-knit, family-oriented atmosphere.

Beyond academics, the presence of SMU adds a youthful energy, with cultural attractions like the Meadows Museum and events such as “Boulevarding” before football games enhancing the neighborhood’s lively spirit. This combination of top-tier education and university-driven vibrancy makes University Park a standout choice for those seeking both intellectual and social enrichment.

Lifestyle

Lifestyle in University Park is defined by convenience, safety, and an abundance of amenities. Snider Plaza, a historic shopping district established in 1927, remains a beloved local hub with trendy boutiques, upscale dining options like Shinsei and R+D Kitchen, and a quaint, walkable layout.

The neighborhood boasts over ten city parks, including favorites like Germany Park and Caruth Park, offering residents ample green space for recreation. With low crime rates, thanks to a dedicated local police force, and easy access to major highways and nearby Dallas hotspots like Uptown and the Katy Trail, University Park strikes a balance between serene suburban living and urban accessibility, making it a coveted destination for those who value quality of life.

Please contact us if you are seeking homes for sale in University Park, TX. University Park real estate is among the most desirable in the Dallas/Ft. Worth area.

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SOLD – 1004 Monterey, San Antonio TX 78207

Investors, this newly rehabbed 1/1 turnkey is close to downtown and also near parks, schools and shopping. We have a qualified lease-option renter ready at $850 per month and $3,000 down.

Enjoy an 11% cap rate and no repairs! It features new waterproof plank flooring and fresh paint.

Property Address: 1004 Monterey, San Antonio TX 78207

Square feet: 500

Price: $95,000 cash

Exit Strategy: Lease-option at $850 per month and $3,000 down. You can negotiate selling terms with tenant after you close.

Contact: 210-865-0742 or jmpickett@gmail.com.

Photos:

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SOLD – 844 County Road 4511, Hondo TX 78861

3/2 Hondo Home With 1 Acre And Owner Finance Buyer Ready To Move In!

Address: 844 County Road 4511, Hondo TX 78861

Description: 3 BR 2 Bath on 1 acre just 30 min west of San Antonio! Private gate, mature trees, lots of shade, and oversized front porch, as well as a multi-level back porch. Enjoy the peace of the country but within 30 minutes of the big city!

Owner finance buyer is ready with 15-20k down.

Price: REDUCED – $90,000 cash (make offer)

Year built: 1995

Repairs: None

Cap rate: 10%+ (depending on down payment)

Exit Strategy: Owner finance – Qualified buyer ready to move in with $15,000-$20,000 down, 10% interest, $120,000 price, $950 per month, 30 year note.

Contact 210-865-0742 for more information.

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SOLD – OFF MARKET – 3 BR, 1 Bath, Hondo TX

Investors, Hondo is only 45 min. west of San Antonio and is becoming a bedroom community for this booming south TX city!

14.3% cap rate if rented for $1400 per month!

We have a new off market Hondo 3 BR, 1 Bath home, 1100 square feet, .2 acres. Contact 210 865 0742 to make offer!

More photos below!

Address: Hondo TX

ARV: $165,000

Cash Price: $85,000

Repairs: $32,000, includes adding bathroom

Strategy: Flip with $32k in repairs or rent for $1300 to $1500 per month

Comps: Rehabbed: 1155 32nd st sq ft 1148 –   3/2 Sold Price $165,000 

Comps sold as is:

281 22nd st 
sqft 810
Days on Market 1! 
Sold Price $ 85k

1104 25th st
sqft 768
Listed price 120
Sold price 130k
Days on Market 8 days
lot sz .2

2802 Ave H
sqft 960. 2 bed 1 bath
sold price $109,000
Sold 4/9/21

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SOLD – OFF MARKET – 2401 Ave J Hondo TX

Investors!

We have a 100% off-market property available in the growing community of Hondo, TX, only 43 minutes west of San Antonio. Contact 210-865-0742 or jmpickett@gmail.com for more information.

Property Address: 2401 Ave J, Hondo TX

Description: Great flip or buy and hold opportunity with this 4/4, 2,800 square foot single family home. Sits on .581 acres and features an in-ground pool with shower and restroom. Also includes outdoor garage or workshop.

Repairs: $55,000, including full kitchen and bathroom remodel; new flooring, foundation leveling, service HVAC and pool pump, includes resurface pool, new electrical. We have a full construction team that will update by phone and photos every week on construction progress. Or bring your own team to do the rehab.

Price: Asking $200,000 – note – 2020 appraisal was $220,000

ARV: $350,000

Comps: 1509 25th st Hondo Tx , .289 acres, 4/2 2324 sq ft  – Sold 11/2/2020 $345,000

1101 27th st Hondo Tx, 4/3 2844 sq ft, .51 acres – Sold 7/8/2021 $355,000

Strategy: Flip with $55,000 in repairs or rent for $2000 to $2500 (we have eligible renters standing by.

Notes: Real estate experts say that with the ever-northward expansion in San Antonio’s real estate market, the push to find raw and affordable land out beyond the city limits to develop into residential subdivisions became inevitable – making Hondo more and more desirable to buyers as the San Antonio market shoots higher.

Photos below! Contact 210-865-0742 or jmpickett@gmail.com for more information.